Need Renters Insurance in San Diego?

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Did you realize your apartment community's insurance policy does not cover your personal belongings when a natural disaster strikes? Most apartment communities' insurance only covers damage to the building, leaving your belongings uncovered. Renters Insurance offers protection for your personal property when fire, theft or a natural disaster occurs.

Why should you get renters insurance in San Diego, California?

Wildfires

Wildfires are a threat in San Diego, California, as well as a risk to all of the United States. Wildfires consume thousands of acres of land, threatening the apartments, homes and lives of many in the vicinity. An average of five million acres burn every year in the United States, causing billions of dollars in damage. According to the National Fire Protection Center, wildfires that occurred in Southern California in October and November of 1993 resulted in an estimated $809 million in property damage.

Theft

U.S. Department of Justice's Bureau of Justice Statistics reports that rented households were burglarized at rates 79 percent higher than owned households. In 2001, the bureau reported that rented households experienced 210 property crimes per 1,000 households nationwide, while owned households experienced only 146 property crimes per 1,000 households. In 2004 alone, 513,266 burglaries occurred in the West according to statistics reported by the Federal Bureau of Investigation. As you can see, the most common threat to an apartment unit in the nation, as well as in San Diego, is burglary. Unfortunately, your apartment community's insurance policy does not cover your possessions lost due to theft. Do not let fences or gates at your community mislead you to think it is safer. At most low-crime properties, the main purpose of gates or fences for apartment complexes is to create the sense of privacy and exclusivity.

Renters Insurance Providers Available

Countrywide Insurance Services (CIS) is dedicated to being your premier provider of insurance choices and solutions. Your personal property is a valuable asset. Computer and stereo equipment, televisions and other household items are expensive to replace if they are damaged or stolen. While these personal possessions are not covered under your landlord's insurance policy, you can protect them with Renters Insurance from Countrywide.